The Bajaj Insta EMI Card is a financial product offered by Bajaj Finserv that allows you to convert your purchases into easy EMIs (Equated Monthly Installments). Here’s how you can apply for the Bajaj Insta EMI Card and the benefits it offers:
How to Apply for the Bajaj Insta EMI Card
Eligibility Check:
- You need to check if you are eligible for the card. Usually, eligibility criteria include being an Indian resident, being between the ages of 21 and 60, having a stable source of income, and possessing a good credit history.
Application Process:
- Online Application:
- Visit the official Bajaj Finserv website.
- Navigate to the ‘EMI Network Card’ section.
- Click on ‘Apply Now’ and fill in the required details.
- Upload necessary documents such as identity proof, address proof, and income proof.
- Complete the e-KYC (Know Your Customer) process.
- Offline Application:
- Visit any Bajaj Finserv partner store.
- Choose your product and inform the representative that you want to use the Bajaj Insta EMI Card.
- Provide necessary documents for verification.
- Complete the required formalities to get your card.
Approval and Card Issuance:
- Once your application is approved, you will receive your card. For online applications, you might receive a virtual card instantly. For offline applications, a physical card will be issued.
Benefits of the Bajaj Insta EMI Card
No Cost EMI:
- Convert your purchases into no-cost EMIs, meaning you don't have to pay any interest on the amount financed.
Wide Network of Partners:
- Use the card at a wide network of partner stores and online platforms across various categories like electronics, home appliances, furniture, travel, and more.
Flexible Tenures:
- Choose from flexible repayment tenures ranging from 3 to 24 months.
Pre-approved Offers:
- Enjoy pre-approved offers and instant approval for loans on your card.
Minimal Documentation:
- Hassle-free application process with minimal documentation.
Online Management:
- Easily manage your card, check statements, and pay your EMIs online through the Bajaj Finserv customer portal.
High Loan Amount:
- Avail a high loan amount on your card, depending on your credit profile and eligibility.
Quick Approval:
- Get quick approval and instant access to funds for your purchases.
By using the Bajaj Insta EMI Card, you can make big-ticket purchases more affordable by breaking down the cost into manageable monthly payments without any additional interest burden.
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