Visit the Official Website:
- Go to the IDFC FIRST Bank official website.
- Navigate to the credit cards section.
Choose the WOW Card:
- Find the WOW Credit Card among the listed cards.
- Click on the 'Apply Now' button.
Fill in the Application Form:
- Provide necessary personal details like name, address, date of birth, and contact information.
- Enter employment details and income information.
Upload Required Documents:
- Identity proof (Aadhaar, PAN Card, Passport, etc.).
- Address proof (Utility bills, Aadhaar, Passport, etc.).
- Income proof (Salary slips, bank statements, ITR, etc.).
Submit the Application:
- Review the details and submit the application.
- You might receive a call or email for further verification.
Wait for Approval:
- The bank will process your application and perform necessary checks.
- Once approved, the card will be dispatched to your address.
Benefits of the IDFC WOW Card
No Annual Fee:
- The WOW Card typically comes with no annual or joining fee, making it cost-effective.
Reward Points:
- Earn reward points on every purchase, which can be redeemed for a variety of options like vouchers, merchandise, and more.
Interest-Free Period:
- Enjoy up to 48 days of interest-free credit on your purchases.
Fuel Surcharge Waiver:
- Get a waiver on fuel surcharges at petrol stations across India.
Cashback Offers:
- Benefit from cashback on selected categories or transactions.
Exclusive Discounts:
- Avail discounts and offers on dining, shopping, travel, and entertainment through partnered merchants.
Contactless Payments:
- Use the card for secure and convenient contactless payments.
EMI Facility:
- Convert your large purchases into easy EMIs at attractive interest rates.
Insurance Coverage:
- Some IDFC WOW Cards offer complimentary insurance coverage, including travel and purchase protection.
Global Acceptance:
- Use your WOW Card at millions of merchants and ATMs worldwide.
Eligibility Criteria
To apply for the IDFC WOW Card, you typically need to meet the following criteria:
- Age: Between 21 and 60 years.
- Income: A minimum income as specified by the bank.
- Credit Score: A good credit score is usually required.
- Employment: Both salaried and self-employed individuals can apply.
Make sure to check the specific terms and conditions on the IDFC FIRST Bank website or contact their customer service for the most accurate and updated information.
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